Like the 10 editions that preceded it, Money 2003 offers powerful personal finance management for home users. This edition includes all of the features that made previous editions invaluable to those trying to get a handle on their finances. Money 2003 offers account management, budgeting, planning and spending reports and a lot more. These features form the backbone of the book and have been improved over the last several years. There's little more Microsoft can do to improve these core features.

In recent editions, Microsoft has increased integration with Internet features, linking to MSN Money. The increased dependency on signing into MS Passport continues to baffle users, as the updates it provides can be handled without signing into Passport. In this edition the reliance is even greater: when loading Money Express (the Money-lite) reminder system, it presents a sign-in window when Internet access isn't required, thus slowing down use.

As with all personal finance management products, the benefit users get from this will be determined by the effort they put in. Money 2003 is a high-quality personal finance package that with regular use proves extremely beneficial

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